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Pay day loan and pawnshop usage: the effect of enabling cash advance rollovers

Pay day loan and pawnshop usage: the effect of enabling cash advance rollovers

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Millions of US households count on pay day loans and pawnshops for short-term credit. Cash advance interest levels are up to 25% per 2- to 4-week loans and folks make use of post-dated check to secure the mortgage. Pawnshop use can be acquired for anybody with security.

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