Peter: Okay, okay. Therefore, you’re an engineer by training, however you’ve made a decision to begin the corporation that is…it’s somewhat unique at a time where I don’t think anybody else was really doing much in the way of, you know, this sort of earned income access because I know you started it. Inform us a tiny bit about…what ended up being the concept that resulted in the founding of PayActiv?
Safwan: in my experience, it absolutely was a concept that came within a period within my life where we wasn’t doing any such thing you know, when you have a lot of time to think, you do think about the human condition and what’s going on so I had a lot of time to think and.
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